A home equity line of credit (HELOC)¹ gives you
endless possibilities to make your life easier.

When you join Family Trust, you're not just a member of the credit union, you are an owner. That means we put your interests first, even ahead of our own. It means we are here to help you achieve all of your financial goals. It also means we're  here to make the daily ins and outs of managing your money easier and more convenient, with fewer fees and restrictions. Every day, in everything we do, your interests come first.

Tap into Your Home's Potential.

When life takes an unexpected turn or opportunities come calling, a HELOC¹ can help you move forward. Get started today with a promotional rate of 4.49% ¹.

Ready to turn your home's equity into financial freedom?

With a home equity line of credit* (also known as a HELOC) from Family Trust, the possibilities are endless. Imagine having the funds on hand to renovate your home, consolidate debt, or deal with unexpected expenses. Need a new roof? No problem. A new kitchen? We can help you with that.

What Our Members Are Saying

Interested In Learning More?

Complete the form below and a member of the Family Trust team will reach out to discuss what checking option works best for you!

Bank where you belong.

1. Between April 1, 2025 and September 30, 2025, your Annual Percentage Rate (APR) for advances will be 4.49% (1), and will remain at this promotional rate until March 31, 2026.

On April 1, 2026, the unpaid balance of any promotional advances will revert to the variable APR in force in your home equity addendum, which ranges from 3.250% - 18.00%. (2)

This addendum is to be used in conjunction with and should be considered a part of your Family Trust Federal Credit Union Home Equity Addendum Credit Agreement.

(1) Only applies to advances made during this “promotional period,” which may not exceed your approved credit credit limit.

(2) We may end your promotional APR and apply the prevailing APR if you are 60 days late in making payments.

2. The APR is effective as of 4/1/2025 and may vary depending on an evaluation of your credit and other underwriting factors. The APR will change with the market based on the Prime Rate and is subject to change without notice.

For questions about this promotion, contact your Lending Consultant or call 803-367-4100.

NMLS Identifier Number: 493819

225 W. White St., Rock Hill, SC 29730

Mailing address: Family Trust Center, P.O. Box 10233, Rock Hill, SC 29731

Federally Insured by NCUA.

Bank Where You Belong.

At Family Trust, We Understand.

Our goal is to make sure you know we are on your side and want to help you. It’s that simple. You can count on us to listen to your needs, find a solution, and help you make the best financial decisions possible. Ultimately, we want you to feel confident about your choice and your finances. Because here, you come first.

Competitive Rates

Anytime Funds

Quick Decisions

Local Processing

It's the smart way to borrow.

A HELOC can give you peace of mind by giving you the extra money you need. Applying is easy, and we're here to guide you every step of the way. Tap into HELOC funds whenever, wherever, by making a transfer in digital banking.

At Family Trust we believe in being your trusted partner in financial well-being during all the seasons of your life. We're new to the Greenville area and we're excited to be a part of this vibrant community, offering personalized banking solutions designed to fit your unique needs. Whether you're saving for the future, buying your first home, or planning for life's next chapter, we're here to help you every step of the way.